Landlords Insurance in Redding CA and Corning CA

Rent with Confidence.

A rental property is an important asset that can supply you with a valuable source of income. As the owner of an apartment, home, condo, or other property, you’ll want to be prepared in the event that your investment is damaged. With a Landlords Insurance policy from Berry Curtis Insurance, you’ll receive a complete degree of protection to keep yourself and your rental property insured.

The proper Landlord policy can provide options from Personal Property and Liability to Medical Payments to Others and Dwelling to accommodate the special risks that you as a property owner may face. Landlords Insurance can also cover:

• Damage to your property or other attached structures from a fire, natural disaster, or other peril, including damage caused by tenants
• Expenses you may be legally obligated to pay for the property damage or medical payments in the event of injury
• Legal counsel and fees in the event of a related lawsuit
• Additional expenses to make up for lost income if your property needs repaired through loss of use

Because of the variety of options available, an insurance specialist at Berry Curtis Insurance is available to make sure you have the right amount of coverage for your rental property at a price that meets your budget. With the benefits of a Landlords Insurance policy, you can rent to tenants with the confidence of knowing your investment is secure.

Common Landlord Insurance Questions:  

What Does Landlord Insurance Cover?  
Landlord insurance covers three main areas:  

• Property Damage: Property damage covers the physical home, such as dwelling coverage under homeowners insurance. It can cover the physical structure of your home against fire, wind, hail, lightning, snow, vandalism and more. It may also cover your personal property that is left in the rented space, such as furniture or televisions.

• Liability: Liability is crucial to protect yourself against lawsuits and compensate your renters for damages and injuries they may suffer. Liability insurance may cover medical bills for a renter or visitor injured on the rented property as well as legal expenses in case a lawsuit is filed against you.

• Loss of Rental Income: Loss of rental income applies when your home is damaged by a covered event and can no longer be used as a rental property. For example, if a tornado destroys half of the rental property and renders it uninhabitable, loss of rental income can help supplement that lost rent.

You may also be interested in additional coverage endorsement and riders such as:  

How Much Landlord Insurance Do I Need?  
The amount of landlord insurance you need depends on a variety of factors, including the value of your rental property. Call Berry Curtis Insurance at 530-223-0637 to discuss the amount of coverage you need.  

How Much Does Landlord Insurance Cost?  
The cost of landlord insurance depends on coverage limits, location, the value of the insured home and more. Fill out an online quote form to find out how much you can save on landlord insurance.  

How Does Landlord Insurance Work?  
Similar to a standard home insurance policy, you may pay for landlord insurance through monthly premiums. As long as the policy is active, you can file a claim to receive compensation for damages and injuries.  

Why Get Landlord Insurance?  
Landlord insurance is critical if you plan on renting out a property you own. This insurance can protect you from heavy financial loss while someone is renting an area of your home.  

Contact Us Today! 
We are dedicated to making insurance affordable and easy. Call Berry Curtis Insurance at 530-223-0637 today or fill out an online quote form to get started.  

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