Boating, Camping, and RV Insurance: Protecting Your Adventures
Why You Need Boat Insurance
Owning a boat is a dream come true for many, whether you're cruising a quiet lake, fishing with friends, or sailing into the sunset. But all that fun comes with risk—storms, theft, accidents, or even collisions with other boats. That's where boat insurance steps in. It protects your watercraft, onboard equipment, and even helps with liability if someone gets hurt or their property is damaged.
At Berry Curtis Insurance Agency, we offer customizable boat insurance policies that cover everything from damage to your vessel to towing assistance out on the water.
The Case for Camping Insurance
Whether you're pitching a tent in the mountains or glamping by the lake, camping is a cherished way to reconnect with nature. But what happens if your gear is stolen? Or you accidentally injure someone while chopping wood?
Camping insurance helps cover personal liability, lost or damaged equipment, and even trip interruption. If you’re a frequent camper or part of a camping club, a small investment in insurance can save your adventure—and your wallet.
Let Berry Curtis Insurance Agency help you stay focused on the fun, while we take care of the what-ifs.
RV Insurance: Your Home on Wheels
Your RV is more than just a vehicle—it's your mobile sanctuary. Whether you’re cruising cross-country or parked lakeside, you need protection that covers both its driving and living aspects.
RV insurance typically includes coverage for collision, liability, personal belongings inside the RV, and even attached accessories like awnings and satellite dishes.
Berry Curtis Insurance Agency specializes in RV insurance policies tailored for full-timers, weekend warriors, and everyone in between.
What's Typically Covered?
While policies differ depending on your needs, here’s a general breakdown of what each type of insurance can include:
| Coverage Type | Boats | Campers | RVs |
|---|---|---|---|
| Liability Coverage | ✔ | ✔ | ✔ |
| Comprehensive Damage | ✔ | ✔ | ✔ |
| Collision Coverage | ✔ | Optional | ✔ |
| Personal Effects | Optional | ✔ | ✔ |
| Towing & Assistance | ✔ | Optional | ✔ |
Is It Required?
In many states, RV insurance is legally required if you drive a motorized RV. Similarly, if you finance your boat or RV, your lender will usually require insurance.
Even if it’s not mandatory, camping, boating, and RV insurance are wise moves to protect your investments and give you peace of mind while exploring the great outdoors.
Save More, Worry Less
At Berry Curtis Insurance Agency, we love helping outdoor enthusiasts get the coverage they need—without overpaying. Bundle your boat insurance, RV insurance, and camper insurance with your home or auto and enjoy serious savings.
Our knowledgeable agents will work with you to find a policy that fits your travel style and budget. We’re here to answer questions, explain your options, and ensure you're covered before your next big trip.
Tips for a Safer Adventure
Staying safe on the road or water starts with preparation. Here are a few friendly reminders:
- Inspect your RV or boat before each use—check tires, batteries, and fluid levels.
- Keep copies of your insurance documents onboard and easily accessible.
- Know your limits. Whether it's a stormy lake or a steep mountain road, don’t push it.
- Secure personal belongings and lock up gear when not in use.
Let's Chat!
Whether you're a weekend camper, a full-time RVer, or a boat lover hitting the water every summer, Berry Curtis Insurance Agency is here to support your journey. Call us today at 530-223-0637 or click below to get started.
