Home & Auto Insurance Done Right
Request a QuoteYour home is where your life happens. Your car gets you where you need to go. When something happens to either, life can get messy—and expensive—fast. That’s where we come in. At Berry Curtis Insurance Agency, we offer smart, reliable, and customized home and auto insurance to protect the things you rely on most.
We believe insurance should feel more like a safety net than a stack of confusing paperwork. This isn’t just about checking a box—it’s about protecting your peace of mind.
Homeowners Insurance
Whether you own a house or a condo, your home is one of your biggest investments. Our homeowners insurance helps you recover from fire, theft, storms, liability claims, and more—so you can focus on getting back to normal.
Auto Insurance
Your car isn't just a vehicle—it’s your freedom. Whether it’s a minor fender bender or a major collision, we make sure you're covered with the right auto insurance, including liability, collision, and comprehensive protection.
Bundle & Save
Did you know bundling your home and auto insurance can save you money? We’ll show you how to maximize your discounts and simplify your coverage.
Why Home & Auto Insurance Is So Important
Life happens. Pipes burst. Trees fall. Accidents occur. And let’s be honest—no one plans for these things. That’s the beauty of insurance. It’s the quiet protector that steps in when you need help most. At Berry Curtis Insurance Agency, we believe in helping people prepare before disaster strikes. We’ll make sure you’re covered, clear on what’s included, and confident in your choices.
Key Coverages You Should Have
| Coverage Type | What It Covers |
|---|---|
| Dwelling Coverage | Protects your home’s structure from damage caused by covered perils like fire, wind, and hail. |
| Personal Property | Covers your belongings inside the home, like furniture, electronics, and appliances. |
| Liability Coverage | Helps pay for legal or medical costs if someone is injured on your property or if you’re found liable in an accident. |
| Collision | Covers damage to your vehicle from a crash with another vehicle or object. |
| Comprehensive | Protects against non-collision incidents like theft, vandalism, fire, or weather damage. |
| Uninsured Motorist | Provides protection if you’re in an accident caused by someone without insurance. |
Real Life, Real Peace of Mind
We recently helped a family whose home was struck by lightning during a summer storm. Not only did they lose their roof, but a power surge damaged major appliances. Thanks to the right coverage, they were back on their feet in no time—no massive out-of-pocket bills, no red tape. Just help, fast. That’s the kind of support you get with Berry Curtis Insurance Agency.
Or take John, who was rear-ended on the highway. His car was totaled, but our claims team had him back on the road in a rental within 24 hours. No stress. No surprises. Just real support, when it counted most.
Tips to Lower Your Premiums
- Bundle your home and auto policies with the same provider
- Maintain a good credit score
- Install security systems and smoke detectors in your home
- Take advantage of good driver discounts
- Review your coverage annually to ensure you're not overpaying
What Makes Berry Curtis Insurance Agency Different?
We don’t just sell policies—we build relationships. Our clients are real people with real lives, and we treat them that way. No pushy sales tactics, no “one-size-fits-all” plans. Just helpful, honest advice and great service when you need it most.
We know insurance isn’t always easy to understand. That’s why we take time to explain your options, walk through your needs, and tailor a plan that protects what matters to you. When you call us, you talk to real people who care—not a phone tree or chatbot.
Let’s Get You Protected
Whether you’re moving into your first home, upgrading your vehicle, or simply looking for better rates, we’re here to help you protect your life’s biggest investments. Let’s create a policy that works for your budget and your needs.
Request a Quote
Call us today at 530-223-0637 and let’s make sure your home and auto insurance is working as hard as you do.