Motorcycle Insurance That Has Your Back
Request a QuoteWhat is Motorcycle Insurance?
Motorcycle insurance is your safety net on the road, protecting you from the unexpected. Whether it’s a minor fender-bender or a more serious accident, having the right coverage ensures that you can focus on the ride, not the risk.
Why It’s Essential
Motorcycles are thrilling, but they come with unique risks. From liability protection to comprehensive coverage, a tailored policy keeps you, your bike, and others on the road safe.
Comprehensive Coverage
From theft and vandalism to collision and uninsured drivers, motorcycle insurance covers it all. It’s not just peace of mind—it’s peace of ride.
What Does Motorcycle Insurance Cover?
At Berry Curtis Insurance Agency, we believe in offering coverage as versatile as your bike. Whether you’re a weekend cruiser or a daily commuter, here’s what your policy can include:
- Liability Coverage: Protects you from the cost of damages or injuries you may cause to others.
- Collision Coverage: Pays for repairs to your motorcycle after an accident, no matter who is at fault.
- Comprehensive Coverage: Covers theft, vandalism, and natural disasters.
- Uninsured/Underinsured Motorist: Protects you if you’re hit by someone without adequate insurance.
- Medical Payments: Helps cover medical expenses after an accident.
Who Needs Motorcycle Insurance?
If you own a motorcycle, insurance isn’t just a smart choice—it’s often legally required. But beyond meeting the law, it’s about protecting what matters most: your health, your bike, and your financial well-being.
Berry Curtis Insurance Agency specializes in crafting policies that fit your lifestyle. Whether you’re riding a sportbike, cruiser, or touring bike, we’ll help ensure you have the coverage you need.
Common Risks for Motorcyclists
Did you know that motorcyclists are 28 times more likely to be involved in a fatal accident than car occupants? While that statistic is sobering, it’s a reminder of why proper coverage is essential. Here are some common risks:
- Accidents caused by distracted drivers
- Weather-related incidents
- Motorcycle theft or vandalism
- Uninsured drivers
These risks highlight the importance of comprehensive motorcycle insurance, giving you financial and emotional support when it matters most.
How Much Does It Cost?
Motorcycle insurance costs depend on several factors, including your age, bike type, location, and riding history. While a sportbike might cost more to insure than a cruiser, Berry Curtis Insurance Agency works hard to find affordable options for every rider. Check out this comparison of average premiums:
| Bike Type | Average Annual Premium | Key Coverage Feature |
|---|---|---|
| Cruiser | $500 - $750 | Liability and comprehensive |
| Sportbike | $800 - $1,200 | Collision and liability |
| Touring | $600 - $900 | Roadside assistance |
Why Choose Berry Curtis Insurance Agency?
When you choose Berry Curtis Insurance Agency, you’re choosing a partner who understands your passion for the open road. We’re here to make sure your adventures are backed by reliable, affordable coverage. From customizing policies to providing exceptional customer service, we’re committed to helping you ride with confidence.
Ready to hit the road worry-free? Contact us at 530-223-0637 or click the button below to request a quote tailored to your needs. Let’s make sure your ride is as safe as it is thrilling!
Request a Quote